FeedWise
As described:StopNarrowed:NarrowNo as described. Go small, as an India business-day API, with a day-45 kill test.
fintech & lending · ~$58 a month per customer · last reviewed (next review by 29 Dec 2026) · 20 cited sources
An India business-day API for lenders, fintechs and brokers: RBI bank holidays for all 34 centres, plus RTGS and exchange trading and settlement holidays, with a source for each date, change alerts, and a history of past answers
Odds of reaching each MRR level by month 24
| MRR by month 24 | ~15 hrs/week | Full-time |
|---|---|---|
| $1k | Reaching $1k MRR by month 24 at about 15 hours a week: ≈ 35 in 100 (35%, judgment estimate). | Reaching $1k MRR by month 24 at full-time: ≈ 50 in 100 (50%, judgment estimate). |
| $3k | Reaching $3k MRR by month 24 at about 15 hours a week: ≈ 20 in 100 (20%, judgment estimate). | Reaching $3k MRR by month 24 at full-time: ≈ 32 in 100 (32%, judgment estimate). |
| $5k | Reaching $5k MRR by month 24 at about 15 hours a week: ≈ 12 in 100 (12%, judgment estimate). | Reaching $5k MRR by month 24 at full-time: ≈ 21 in 100 (21%, judgment estimate). |
| $10k | Reaching $10k MRR by month 24 at about 15 hours a week: ≈ 5 in 100 (5%, judgment estimate). | Reaching $10k MRR by month 24 at full-time: ≈ 10 in 100 (10%, judgment estimate). |
| $20k | Reaching $20k MRR by month 24 at about 15 hours a week: ≈ 2 in 100 (2%, judgment estimate). | Reaching $20k MRR by month 24 at full-time: ≈ 4 in 100 (4%, judgment estimate). |
| $50k | Reaching $50k MRR by month 24 at about 15 hours a week: < 0.5 in 100 (<0.5%, judgment estimate). | Reaching $50k MRR by month 24 at full-time: ≈ 1 in 100 (1%, judgment estimate). |
For context: across 10,150 products listing verified revenue on TrustMRR, the median makes about $30 a month and about 5% make more than $8k (analysis, Sept 2026). The odds above assume the founder conditions below are met and the narrowed version is built, so they sit well above that all-comers rate. Why.
How many months at the plan’s pace
At $58/month per customer and 2% monthly churn, adding the customers the plan needs for its month-24 checkpoint. Change any of it in the what-if model.
| MRR | ~15 hrs/week | Full-time |
|---|---|---|
| $1k | 7 mo | 4 mo |
| $3k | 24 mo | 13 mo |
| $5k | 4 yr 3 mo | 24 mo |
| $10k | not reached | 6 yr |
| $20k | not reached | not reached |
| $50k | not reached | not reached |
This works only if you…
1. Seven-day data cover(missing it: odds × 0.6)
You, plus a paid backup, can confirm and publish a new RBI, state or exchange notice within 4 hours, including weekends and festival days. Holidays get declared 1–3 days ahead, and a missed one is the product failing.
2. Direct access to 30 buyers in month 1(missing it: odds × 0.6)
engineering, treasury-ops or collections leads at NBFCs, lending fintechs, payment companies, brokers or payroll platforms.
3. 5 paying design partners by day 45(missing it: odds × 0.6)
, before the full API is built. If developers won't pay ₹1,999 a month when they can copy the RBI page once a year, there is no business. Find that out in six weeks, not six months.
Evidence ledger
10 research findings: 0 sourced, 0 inferred, 0 unproven, 10 not rated. Tags come from the analyst's own confidence label; how tags work.
- R1. The evidence behind the idea: IPinfo and peersNot rated
- R2. Free and open-source substitutesNot rated
- R3. Paid holiday and calendar APIsNot rated
- R4. The Indian source dataNot rated
- R5. Evidence that dates change at short noticeNot rated
- R6. How much a wrong date costs lendersNot rated
- R7. Exit and valuationNot rated
- R8. Base rates and churn benchmarksNot rated
Sources
20 cited sources
- SaaS Club podcast (saasclub.io)
- IPinfo blog (ipinfo.io)
- holidays.readthedocs.io (holidays.readthedocs.io)
- india.py on GitHub (raw.githubusercontent.com)
- nagerholidays.com (nagerholidays.com)
- Apify listings (apify.com)
- Tofler pricing (tofler.in)
- calendarific.com/pricing (calendarific.com)
- holidayapi.com/pricing (holidayapi.com)
- EODHD marketplace (eodhd.com)
- tradinghours.com/data (tradinghours.com)
- coppclark.com (coppclark.com)
- openexchangerates.org/signup (openexchangerates.org)
- RBI holiday matrix (rbi.org.in)
- BankBazaar (bankbazaar.com)
- India TV News (indiatvnews.com)
- Zee Business (zeebiz.com)
- Business Standard (business-standard.com)
- CreditMitra (creditmitra.in)
- HDFC Bank (hdfc.bank.in)