4. Expanded Feature Catalog (What Buyers Ask For)
These are features COI buyers ask for, drawn from competitor feature lists (10) and the venue workflow. Each is classified with the same honesty as the stated list. Being in demand doesn't mean you should build it. Most of these demands are already met by someone, often for free.
Legend: TS = Table stakes, D = Differentiator, X = Distraction, L = Liability. Priority: P0 = v1 of the venue wedge, P1 = next, P2 = later, — = don't build.
Demand signals are from competitor pages (what incumbents chose to build) and analyst judgment. No venue coordinator was interviewed in this run. Treat every venue-specific demand as a hypothesis for the calls in 08.
A. Collection
| Feature | Demand signal | Category | Priority | Notes |
|---|---|---|---|---|
| Vendor upload by magic link, no account | Every competitor has it (COI File, Billy "no account", BCS app) | TS | P0 | Vendors will not create accounts for one wedding. |
| Requirement letter sent with each request (venue's legal name, limits, AI wording) | Implied by every "requirements template" | TS → D | P0 | The free generator is also the SEO hook (see 07). |
| Event-clock request schedule (T-30, T-14, T-7, T-3) | Venue-specific, unverified | D | P0 | The core workflow gap. Renewal-based chasing (30/14/7 days before expiry) is what the others do. |
| Copy the host on overdue vendors | Venue-specific, unverified | D | P0 | The host hired the vendor, and the host has leverage. |
| Vendor profile reused across venues | Certificial's network idea, applied locally | D | P1 | Saves vendors time. Every vendor is a lead for other venues. |
| Email-forward intake (vendor emails a PDF to venue@…) | Common request | TS | P1 | Many vendors will just email the PDF anyway. |
| SMS requests | Nice to have | TS | P2 | US business texting rules (10DLC) add set-up work. |
| Vendor mobile app | BCS has one | X | — | A mobile browser does the job. |
B. Reading and checking
| Feature | Demand signal | Category | Priority | Notes |
|---|---|---|---|---|
| AI extraction from ACORD 25 | In every product, including free tiers | TS | P0 | Off-the-shelf model, human confirm, capped pages. |
| Coverage active on the event date | Venue-specific | D | P0 | A certificate valid today may lapse before a wedding in 5 months. |
| Venue named exactly as certificate holder | Common failure (analyst judgment) | TS | P0 | Fuzzy-match the legal name, and flag near-misses. |
| Additional-insured endorsement page present | Jones and illumend push "endorsement review" | D / L | P0 | Ask for the endorsement, don't infer it from a tick box. Never state the venue is covered. |
| Liquor liability for bar and catering vendors | Venue-specific | D | P0 | Standard in venue vendor policies (unverified). A missing one is the classic gap. |
| Limits check against the venue's template | Every competitor | TS | P0 | |
| Workers' comp or exemption for vendor staff | Common in templates | TS | P1 | State rules vary. Record, don't judge. |
| Host one-day event liability policy check | Venue-specific, unverified | D | P1 | Same engine, different certificate. |
| Full policy-language analysis (exclusions) | Jones's "Insurance Policy Verification" | X / L | — | Expensive, and a legal minefield for a solo founder. |
| Live policy status from carriers or agencies | Certificial's model | X for now | — | Needs agency network partnerships you can't get early. |
| Fraud detection (edited PDFs) | Asked for in enterprise | TS later | P2 | Basic checks: altered PDF metadata, call-the-agent prompt. |
C. Workflow and view
| Feature | Category | Priority | Notes |
|---|---|---|---|
| Event list with ready / missing per event | D | P0 | The coordinator's daily screen. |
| Requirement sets per space or event type (wedding vs corporate vs bar service) | D | P1 | Venue Pro tier. |
| Human override with reason, logged | TS / L-shield | P0 | The coordinator decides, and the log shows it. |
| Weekly digest ("3 events next week, 2 vendors missing") | TS | P0 | Real-time alerts only for T-3 misses. |
| Multi-venue group view | D | P2 | Group tier, month 9+. |
| Staff roles (owner, coordinator, read-only) | TS | P1 |
D. Audit and evidence
| Feature | Category | Priority | Notes |
|---|---|---|---|
| Per-event audit pack (PDF) | D | P0 | For the venue's insurer or lawyer after an incident. |
| Retention policy (keep 7 years, then delete) | TS | P1 | Length unverified; let the venue choose. |
| Venue's own insurer summary report | D | P2 | Only if venues say their insurer asks. |
E. Integrations
| Feature | Category | Priority | Notes |
|---|---|---|---|
| CSV import of events | TS | P0 | Works with any booking tool. |
| Calendar feed (iCal) of events | TS | P1 | Cheap and universal. |
| Booking-software sync (Tripleseat, Perfect Venue, HoneyBook…) | D if the tool has an API | P2 | Only for the tool ≥30% of paying venues use. APIs unverified. |
| Zapier or Make connector | TS | P2 | Lets venues wire it up themselves. |
| AppFolio, Buildium, Yardi, Procore | X | — | Wrong buyer. See 03. |
F. Money and insurance
| Feature | Category | Priority | Notes |
|---|---|---|---|
| "Get a certificate" link for uninsured small vendors or hosts (to event-insurance providers) | D / L | P2 | No commission without licensing advice. A plain referral link with no fee is fine. |
| Charge vendors a fee to upload | L | — | Vendors will refuse and the venue gets the blame. Billy's free-for-subs positioning shows the norm. |
| Payments or deposits | X | — | Booking software does this. |
G. Other asks you'll hear
| Feature | Category | Notes |
|---|---|---|
| W-9, business licence, food-handler permits | D later (P2) | Billy collects W-9s and licences. For caterers, health permits are a natural add-on after insurance works. |
| Vendor ratings or a "preferred vendor" directory | X | A marketplace problem. Venues have their own lists. |
| Contract generation for vendors | X | Booking and contract tools already do it. |
| AI chatbot answering "is this vendor OK?" | X / L | illumend's Lumie does this. For you it's a liability without clear value. |
4.1 Net effect
Of roughly 40 demanded features, about 10 are real differentiators for the venue wedge, and about 12 belong in v1 (P0). Everything else is table stakes to add slowly, other products to integrate with, or risks to avoid.